Retire On Your
Own Terms
With a Reverse Mortgage

Proudly Serving Clients in the Santa Barbara Area
and Beyond

Check If You Qualify

What is a Reverse Mortgage?

A Reverse Mortgage is a loan seniors may want to consider if the youngest person listed on the title is 62 or older. It allows homeowners to convert a portion of their home equity into tax-free cash (consult a tax advisor) which they can receive as monthly payments, a growing line of credit, lump-sum distribution, or a combination of all three options. At Lazerus Properties-Reverse Mortgage Division, we are also specialists in JUMBO Reverse Mortgages for seniors with high-valued homes and are approved with all major Reverse Mortgage JUMBO lenders.

LEARN MORE ABOUT REVERSE MORTGAGE

Visit the Learning Center
reverse mortgage senior couple at beach 1

A Reverse Mortgage Can Help You With…

Here are some ways you can take advantage of a reverse mortgage

Retirement Income

Unlock the equity in your home for tax-free income

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Dream Vacations

Realize your dream vacation with love ones

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Eliminate Debts

Eliminate credit card debt and other obligations

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Medical Expenses

Eliminate medical debt and/or costly in-home care

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Buy a Home

Purchase your dream home using a reverse mortgage

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Refinance

Refinance your existing mortgage

Learn More
Jeannette Macias ReverseMortgageConsultant 1

Meet Jeannette Macias

When I realize the positive impact a reverse mortgage could provide, I knew I found my “calling”. There is nothing I’d rather do besides playing with my grandchildren! I’ve had the privilege of coming alongside clients, suggesting options to help reduce their financial burdens and give them peace of mind. Lack of money can be paralyzing! A reverse mortgage can change a person’s life dramatically! Helping clients find that peace is very gratifying to me!

More about Jeannette

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Comments about Jeannette

Client comments about Jeannette

Approximately two years ago, I was considering a reverse mortgage. After consulting with Jeannette, I was sure I made the right decision to do it. I was able to pay lots of debt off and finally have some financial freedom. I highly recommend her! She is honest and explains everything! She is very dependable and thorough.
Anna Sara
I am involved in many transactions involving reverse mortgages. My observations are that the professionals involved need to be competent and communicative. Jeannette excels in both of these areas making her an excellent choice as your loan officer.
Jon Eberhardt
Condo Approvals, LLC
Jeannette is patient, and amazingly knowledgeable. I felt confident at the reverse mortgage signing, that I had made a wise move. Jeanette continues to stay in touch, keeping me informed of updates and changes in the market, ensuring that I’m ok, that the mortgage servicing company is in compliance with Hud, etc. Best of all, she has become a wise and good friend.
Nancy Vanantwerp
When considering a reverse mortgage you need someone who is experienced & knowledgeable. For many of us this is unchartered waters. Jeannette Macias will answer your questions and guide you through the process. We are not only happy with our decision but feel very fortunate to have Jeannette.
Chuck & Cheryl
After looking at Reverse Mortgages with 3 other companies (2 national) We were referred to Lazerus Reverse Mortgage and Jeannette Macias. It felt like your best friend was walking you through the process. It was fast, informative and with lower costs than other three. Please give a call to Jeannette before you try anyone else. You will be so happy you did!
Victor Ravelo
A pleasure to meet you in Santa Barbara few weeks ago at Bob’s house.
 
We were pleased to see your efforts and communication with our good friend and Joanne’s great care as well (notary).
I also appreciated your explanation of the processes and transactions making sure they are understandable to all of us.
Isotta and Joern
portrait of happy senior caucasian couple sitting 1

Getting Started is simple

01.

Get in TOUCH

Give Jeannette a quick call.

02.

Qualification

Jeannette will quickly let you know if a reverse mortgage is right for you.

03.

Application

Once you decide to move forward, Jeannette will guide you through every step of the way.

04.

Processing & Funding

Once your loan is closed and funded, you can enjoy all the benefits of this unique product!

happy senior couple drinking wine and cooking toge QHW8UZW scaled
ENJOY RETIREMENT YOUR WAY

Discover Reverse Mortgage

Jeannette offers a 30-minute, NO OBLIGATION consultation to see if a reverse mortgage could be a “good fit” for you. Family members are welcome to join in!

Schedule a Call with Jeannette