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  • Learning CenterExpand
    • What is a Reverse Mortgage?
    • How does a reverse mortgage work?
    • How to Qualify for a Reverse Mortgage?
    • Are Reverse Mortgages a Good Idea?
    • Reverse Mortgage FAQs
  • Reverse Mortgage ForExpand
    • Retirement Income
    • Take Dream Vacations
    • Payoff Debts
    • Pay for Medical Expenses
    • Buy a Home
    • Refinance existing mortgage
    • And Much More
  • Loan ProgramsExpand
    • HECM Reverse Mortgage
    • Jumbo Reverse Mortgage
    • HECM for Purchase
    • HECM Line of Credit
    • Reverse Mortgage for 55+
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📞  1-805-738-5577opens phone dialer
Reverse4u2 - Jeannette Macias - Logo

Retire On Your
Own Terms
With a Reverse Mortgage

Proudly Serving Clients in the Santa Barbara Area
and Beyond

Check If You Qualify

What is a Reverse Mortgage?

A Reverse Mortgage is a loan for individuals age 62 and older. It allows homeowners to convert a portion of their home equity into tax-free cash (consult a tax advisor) which they can receive as monthly payments, a growing line of credit, lump-sum distribution, or a combination of all 3. At Lazerus Properties, we are also specialists in JUMBO Reverse Mortgages for high-valued homes and are approved with all major Reverse Mortgage JUMBO lenders.

LEARN MORE ABOUT REVERSE MORTGAGE

  • How does reverse mortgage work?
  • How to qualify for a reverse mortgage?
  • Are reverse mortgages a good idea?
  • Frequently Asked Questions
  • Reverse Mortgage Calculator
  • Blog by Jeannette
Visit the Learning Center
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A Reverse Mortgage Can Help You With…

Here are some ways you can take advantage of a reverse mortgage

Retirement Income

Unlock the equity in your home for tax-free income

Learn More

Dream Vacations

Realize your dream vacation with love ones

Learn More

Eliminate Debts

Eliminate credit card debt and other obligations

Learn More

Medical Expenses

Eliminate medical debt and/or costly in-home care

Learn More

Buy a Home

Purchase your dream home using a reverse mortgage

Learn More

Refinance

Refinance your existing mortgage

Learn More
Jeannette Macias ReverseMortgageConsultant 1

Meet Jeannette Macias

When I realize the positive impact a reverse mortgage could provide, I knew I found my “calling”. There is nothing I’d rather do besides playing with my grandchildren! I’ve had the privilege of coming alongside clients, suggesting options to help reduce their financial burdens and give them peace of mind. Lack of money can be paralyzing! A reverse mortgage can change a person’s life dramatically! Helping clients find that peace is very gratifying to me!

More about Jeannette

Comments about Jeannette

Client comments about Jeannette

Approximately two years ago, I was considering a reverse mortgage. After consulting with Jeannette, I was sure I made the right decision to do it. I was able to pay lots of debt off and finally have some financial freedom. I highly recommend her! She is honest and explains everything! She is very dependable and thorough.
Anna Sara
I am involved in many transactions involving reverse mortgages. My observations are that the professionals involved need to be competent and communicative. Jeannette excels in both of these areas making her an excellent choice as your loan officer.
Jon Eberhardt
Condo Approvals, LLC
Jeannette is patient, and amazingly knowledgeable. I felt confident at the reverse mortgage signing, that I had made a wise move. Jeanette continues to stay in touch, keeping me informed of updates and changes in the market, ensuring that I’m ok, that the mortgage servicing company is in compliance with Hud, etc. Best of all, she has become a wise and good friend.
Nancy Vanantwerp
When considering a reverse mortgage you need someone who is experienced & knowledgeable. For many of us this is unchartered waters. Jeannette Macias will answer your questions and guide you through the process. We are not only happy with our decision but feel very fortunate to have Jeannette.
Chuck & Cheryl
After looking at Reverse Mortgages with 3 other companies (2 national) We were referred to Lazerus Reverse Mortgage and Jeannette Macias. It felt like your best friend was walking you through the process. It was fast, informative and with lower costs than other three. Please give a call to Jeannette before you try anyone else. You will be so happy you did!
Victor Ravelo
A pleasure to meet you in Santa Barbara few weeks ago at Bob’s house.
 
We were pleased to see your efforts and communication with our good friend and Joanne’s great care as well (notary).
I also appreciated your explanation of the processes and transactions making sure they are understandable to all of us.
Isotta and Joern
portrait of happy senior caucasian couple sitting 1

Getting Started is simple

01.

Get in TOUCH

Give Jeannette a quick call.

02.

Qualification

Jeannette will quickly let you know if a reverse mortgage is right for you.

03.

Application

Once you decide to move forward, Jeannette will guide you through every step of the way.

04.

Processing & Funding

Once your loan is closed and funded, you can enjoy all the benefits of this unique product!

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ENJOY RETIREMENT YOUR WAY

Discover Reverse Mortgage

Jeannette offers a 30-minute, NO OBLIGATION consultation to see if a reverse mortgage could be a “good fit” for you. Family members are welcome to join in!

Schedule a Call with Jeannette

GET STARTED

  • Reverse Mortgage Santa Barbara
  • What is a Reverse Mortgage?
  • How does a reverse mortgage work?
  • Are Reverse Mortgages a Good Idea?
  • Reverse Mortgage Solutions
  • About Jeannette

RESOURCES

  • Reverse Mortgage Learning Center
  • Reverse Mortgage FAQs
  • Qualification Check
  • Reverse Mortgage Solutions
  • Leave me a Google Review
  • Blog
  • Contact

SERVICE AREAS

  • Santa Barbara
  • Santa Ynez
  • Ventura
  • Los Olivos
  • Santa Maria
  • Carpinteria
  • Simi Valley
  • Naples
  • Camarillo
  • Montecito

HEADQUARTER

OneTrust Home Loans
NMLS #1801378

Corporate Office:
3131 Camino Del Rio
North Suite 1680
San Diego, CA 92108

GET IN TOUCH

Jeannette Macias
Branch Manager
NMLS #484400
DRE #01342778
Branch Office:
7 W. Figueroa Street, Suite 300
Santa Barbara, CA 93101
Telephone: 805-738-5577opens phone dialer

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  • Privacy Policy
  • Location & Licensing
  • NMLS Consumer Access

CalCon Mutual Mortgage LLC, dba OneTrust Home Loans is an Equal Housing Lender NMLS #46375; 3131 Camino Del Rio North Suite 1680, San Diego, CA 92108. Corporate phone (888) 488-3807. For more licensing information visit:  opens in a new windowhttps://onetrusthomeloans.com/licensing-information/. All products are not available in all states. All options are not available on all programs. All programs are subject to borrower and property qualifications. Rates, terms and conditions

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  • Reverse Mortgage Santa Barbara
  • Learning Center
    • What is a Reverse Mortgage?
    • How does a reverse mortgage work?
    • How to Qualify for a Reverse Mortgage?
    • Are Reverse Mortgages a Good Idea?
    • Reverse Mortgage FAQs
  • Reverse Mortgage Solutions
    • Retirement Income
    • Dream Vacations
    • Payoff Debts
    • Medical Expenses
    • Buy a Home
    • Refinance existing mortgage
    • And Much More
  • About
  • Contact
  • Get in touch: 805-738-5577opens phone dialer
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