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  • Learning CenterExpand
    • What is a Reverse Mortgage?
    • How does a reverse mortgage work?
    • How to Qualify for a Reverse Mortgage?
    • Are Reverse Mortgages a Good Idea?
    • Reverse Mortgage FAQs
  • Reverse Mortgage ForExpand
    • Retirement Income
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    • Refinance existing mortgage
    • And Much More
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📞  1-805-738-5577
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LOAN PROGRAM

HECM Line of Credit

Home Equity Conversion Mortgage (HECM) lines of credit are a great way to get cash immediately without having to sell other assets. With this type, you have the added flexibility by being able to draw funds as needed and can take out as little or more than what’s necessary depending on your needs at that time!

Schedule a Call with Jeannette

Use the Fund However You Like

No Credit Check Required

Proceeds Are Income Tax-Free

Flexibility With Funding Options

Simple Step by Step Process

Meet Jeannette Macias

Cultivating Relationships
One Client at a Time . . .

I have over 19 years of experience in the reverse mortgage industry. I’ve had the privilege of helping folks achieve their retirement dreams by taking advantage of a powerful financial tool that can help them achieve their goals.

Schedule a Call with Jeannette
Jeannette Macias ReverseMortgageConsultant 1

Comments about Jeannette

Client comments about Jeannette

Approximately two years ago, I was considering a reverse mortgage. After consulting with Jeannette, I was sure I made the right decision to do it. I was able to pay lots of debt off and finally have some financial freedom. I highly recommend her! She is honest and explains everything! She is very dependable and thorough.
Anna Sara
I am involved in many transactions involving reverse mortgages. My observations are that the professionals involved need to be competent and communicative. Jeannette excels in both of these areas making her an excellent choice as your loan officer.
Jon Eberhardt
Condo Approvals, LLC
Jeannette is patient, and amazingly knowledgeable. I felt confident at the reverse mortgage signing, that I had made a wise move. Jeanette continues to stay in touch, keeping me informed of updates and changes in the market, ensuring that I’m ok, that the mortgage servicing company is in compliance with Hud, etc. Best of all, she has become a wise and good friend.
Nancy Vanantwerp
When considering a reverse mortgage you need someone who is experienced & knowledgeable. For many of us this is unchartered waters. Jeannette Macias will answer your questions and guide you through the process. We are not only happy with our decision but feel very fortunate to have Jeannette.
Chuck & Cheryl
After looking at Reverse Mortgages with 3 other companies (2 national) We were referred to Lazerus Reverse Mortgage and Jeannette Macias. It felt like your best friend was walking you through the process. It was fast, informative and with lower costs than other three. Please give a call to Jeannette before you try anyone else. You will be so happy you did!
Victor Ravelo
happy senior couple drinking wine and cooking toge QHW8UZW scaled
ENJOY RETIREMENT YOUR WAY

Discover Reverse Mortgage

Jeannette offers a 30-minute, NO OBLIGATION consultation to see if a reverse mortgage could be a “good fit” for you. Family members are welcome to join in!

Schedule a Call with Jeannette

GET STARTED

  • Reverse Mortgage Santa Barbara
  • What is a Reverse Mortgage?
  • How does a reverse mortgage work?
  • Are Reverse Mortgages a Good Idea?
  • Reverse Mortgage Solutions
  • About Jeannette

RESOURCES

  • Blog by Jeannette
  • Reverse Mortgage Learning Center
  • Reverse Mortgage FAQs
  • Qualification Check
  • Reverse Mortgage Solutions
  • Contact
  • Leave me a Google Review

SERVICE AREAS

  • Santa Barbara
  • Santa Ynez
  • Ventura
  • Los Olivos
  • Santa Maria
  • Carpinteria
  • Simi Valley
  • Naples
  • Camarillo
  • Montecito

HEADQUARTER

Lazerus Properties and Capital
Reverse Mortgage Division
Corporate Office:
440 E. Huntington Drive, 3rd Floor
Arcadia, CA 91006
NMLS #1801378
DRE #0152730

GET IN TOUCH

Jeannette Macias
Branch Manager
NMLS #484400
DRE #01342778
Branch Office:
7 W. Figueroa Street, Suite 300
Santa Barbara, CA 93101
Telephone: 805-738-5577

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You Can Now Get A Reverse Mortgage Starting At Age 55

Learn More

Are You a US Veteran?

For a limited time get $500 credit toward closing costs for getting a reverse mortgage! Click below to learn more.

Find out if you QUALIFY
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  • Reverse Mortgage Santa Barbara
  • Learning Center
    • What is a Reverse Mortgage?
    • How does a reverse mortgage work?
    • How to Qualify for a Reverse Mortgage?
    • Are Reverse Mortgages a Good Idea?
    • Reverse Mortgage FAQs
  • Reverse Mortgage Solutions
    • Retirement Income
    • Dream Vacations
    • Payoff Debts
    • Medical Expenses
    • Buy a Home
    • Refinance existing mortgage
    • And Much More
  • About
  • Blog
  • Contact
  • Get in touch: 805-738-5577
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